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Assest Protection
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Posted by Darlynn Morgan, Esq.
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Tuesday, 02 December 2008 15:05 |
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Are you worried about the economy, or how you are going to pay your bills? Are you working in an industry that may be at risk? Is your interest rate on your mortgage about to adjust? Are you falling behind with your mortgage payments, or have you received a foreclosure notice?
We may be able to help! As your Personal Family Lawyer®, these are exactly the sorts of things I can help you with.
We are now working with consultants with over 35 years of lending compliance, loss mitigation, and real estate experience as in-house attorneys with financial institutions, and who are uniquely able to assist you if you are having difficulty paying your mortgages, or are in arrears, or foreclosure.
These consultants have an insider's perspective that can be extremely helpful during negotiations with lenders. They can analyze a lender's compliance and disclosure practices, and see if they comply with applicable law. Naturally, it is much easier to obtain a favorable settlement or modification when the lender realizes it is in violation of the lending laws (such as inaccurate disclosures due to last minute changes, additional charges at closing, or even misrepresentation by the lender's or broker's agents), and could suffer potential damages.
Even if your loan does comply with the law you may still be able to delay, extend or lessen payments, or have your interest rate reduced if you have experienced a personal hardship (such as injury, loss of job, or substantial change in income), or have a type of loan that could be deemed a risk to the lenders and/or their investors.
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Read more... [Distressed Homeowner and Loan Modification Program]
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Category -
Assest Protection
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Posted by Darlynn Morgan, Esq.
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Tuesday, 25 November 2008 18:24 |
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LOS ANGELES—California Attorney General Edmund G. Brown Jr. today announced the arrests of three members of a fraud ring who preyed on desperate Southern California homeowners by falsely promising to renegotiate their home loans, but instead “ripped them off for thousands of dollars” while their homes fell into foreclosure.
“It’s appalling how these scammers took advantage of desperate homeowners and ripped them off for thousands of dollars,” Attorney General Brown said. “Our campaign against mortgage scams masquerading as foreclosure assistance will continue and even intensify.”
Read the rest here…
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Category -
Assest Protection
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Posted by Darlynn Morgan, Esq.
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Wednesday, 29 October 2008 08:43 |
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By Apply Best Credit
Card in Tuesday, October 21st 2008 under: Guide
When Revlon chairman Ronald Perelman and actress Ellen Barkin made headlines with their prenuptial agreement recently, it was familiar: another famous bazillionaire couple who, it appeared, put money before love. But no more are those pieces of paper the sole province of the rich and famous, and no more are they just for people with no faith in their own marriages. In many circles today, a prenup is considered part of any good asset protection plan, like a will or power of attorney, not merely a Plan B for people who aren’t sure they trust their spouse
Go to original article (opens new window)… |
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Category -
Assest Protection
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Posted by Darlynn Morgan, Esq.
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Thursday, 09 October 2008 09:41 |
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Lots of people are
wondering, what do I do now that the economy appears to be melting
down?
First and foremost, don’t
panic. You are not going to end up standing in line for the soup kitchen. Not
if you’re reading this right now.
What you are going to do is
get more aware of your family finances, learn to live within your means and
generally gain awareness you didn’t have before.
Then, you’re going to look
back on this “financial crisis” as the best thing that ever happened to
us.
One of the most important
things you can do is to establish a family freedom notebook. This is a notebook
that you use to keep track of everything related to the financial well-being of
your family.
At a minimum, here’s what
you put in it:
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Read more... [Family Financial Freedom Notebook]
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Category -
Assest Protection
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Posted by Darlynn Morgan, Esq.
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Friday, 26 September 2008 11:14 |
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Check this out! Alexis Martin Neely on CNBC’s MONEY giving advice on how to make sure your parents and their money is taken care of. If you have a parent you’re concerned about, you won’t want to miss this.
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